What if I Am Sick

"So What if I Am Sick" the state will cover me! Really!!

In all likelihood, they won't and to rely upon benefits to fill the gap is in some cases foolhardy and in others just irresponsible. As we have seen in the media over recent years, state benefits have been cut, and even if you do qualify for some them, the amount you receive is unlikely to replace the income you lost

If you have been working and suddenly become unable to work through sickness or disability, it can be difficult to cope with, but when that impacts on your income how much can you rely upon the state, and what options are there for you to help replace either the income or make changes to your lifestyle. Click on the links below to find out more

Income Protection

So What if I Am Sick is the question? How much cover could you get and what might it cost you?

Critical Illness

If you had to change your lifestyle, what difference would it make and how would you cope financially

State Benefits

If you were off sick for any length of time or unable to work permanently, how would that affect your income and what can you expect to receive by way of state benefits?

Visit www.gov.uk/browse/benefits or www.gov.uk/statutory-sick-pay to find out what you may get from the government or give us a call on 01603 628686 to discuss your concerns